First Responder Health Group
An affordable healthcare option offered by First Responders for First Responders
Our Freedom Health program saves you BIG money when compared to traditional health insurance
Freedom Health is a next-generation healthcare solution designed for first responders and frontline professionals. Members receive access to a nationwide First Health provider network for ACA-compliant preventive care benefits, including covered preventive services, while also having access to a Health Share program that helps members share eligible medical expenses such as hospitalization, surgery, and emergency care needs.
Plan starts as low as per month
It was a great Bridge to Medicare and saved us a lot of money!"
STOP overpaying for healthcare!
Traditional health insurance premiums have climbed steeply for individuals, and even more for families. First Responder Health Group offers a lower-cost alternative, giving members access to preventive care and a Health Share program for eligible major medical needs, without the high monthly premiums of a traditional PPO plan.
STOP overpaying for healthcare!
Traditional health insurance premiums have climbed steeply for individuals, and even more for families. First Responder Health Group offers a lower-cost alternative, giving members access to preventive care and a Health Share program for eligible major medical needs, without the high monthly premiums of a traditional PPO plan.
See why first responders and their families choose our Freedom Plan
- Freedom Health program exclusively for first responders
- Available for members under 65 and their families
- Access to one of the largest nationwide PPO provider networks
- 100% preventive coverage per ACA guidelines
- Health Share for eligible major medical needs like emergency, surgery, and hospitalization
- Lower monthly cost than traditional health insurance
- No long term commitments or contracts
- Enroll anytime of the year
Freedom Health is not insurance. The Health Share program helps members share eligible medical expenses but does not guarantee payment; sharing is voluntary and not a legally binding obligation.
Offered
by First Responders
for First Responders
The Freedom Health program is offered exclusively for First Responders. First Responder Health Group puts the First Responder community’s needs first!
Personalized Service and Support
Our care navigation team helps guide members through the complexities of the healthcare system. Our first priority is helping our members get the best quality of care.
HELPS Retirees Act Benefits
Friends and Family Program
Thank you for being a First Responder Health Group Member! We are grateful for so many referrals. If you refer someone for our Freedom Plan, you earn a $100 bonus for each referral that enrolls.
*Referral bonus is a one-time bonus per enrolling member or family.
*Referral bonus is a one-time bonus per enrolling member or family.
Frequently Asked Questions
We serve law enforcement, firefighters, EMTs, 911 dispatchers, paramedics, nurses, doctors, correctional officers, probation officers, and federal/state agents under the age of 65 and their immediate families. Volunteer first responders such as reserve police officers and volunteer firefighters are also eligible.
Join FRBS anytime. Sign up by the 20th of the month to begin on the first day of the following month.
No. Disenroll from an FRBS plan by the 20th to be effective for the following month.
Similar to a deductible, the Unshared Amount, or UA, is the amount a member must contribute as their member responsibility before expenses related to a Sharing Request become eligible with the Health Share. We offer 3 UA options: $1,500, $3,000, and $6,000. After the member pays the UA, additional eligible medical expenses are shared with the Health Share. There is no annual or lifetime limit on eligible expenses.
Yes. Spouses under age 65 are eligible.
Yes. Dependents under the age 26 are eligible.
For dental coverage, we are providing a link to Delta Dental, a national provider with the largest network of dentists nationwide, as a possible solution for you. Enrollment is fast and easy and can be completed online. Click on “shop for a plan by the state you live in”.
https://www.deltadental.com/us/en/product/individual-and-family.html
*First Responder Health Group is not associated with Delta Dental in any way.
This is link is a courtesy to our customers.
Get in touch with us by calling 800-624-1153 or head to our contact page to email us and we’ll help you set signed up.
Yes. A group is defined as two or more persons. For example, if you have a medical office with several employees. we can put together a group plan for you.